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For decades, Bermuda's unique re/insurance market has played a lead role in protecting the world against the devastating impact of catastrophic events. Time and again, the market has delivered to consumers whose lives have been upended. Bermuda re/insurers have paid out more than quarter of a trillion dollars over the past 20 years in claims arising from disasters both natural and man-made - and that's in the United States and European Union alone.

With the effects of climate change creating the potential for unprecedented catastrophe losses in the coming years, Bermuda's role has never been more globally relevant. The island's rich pedigree in natural catastrophe re/insurance and deep expertise in the science of catastrophe risk management makes it an ideal champion in the efforts to increase insurance coverage in disaster-prone developing countries that often lack it.

Bermuda's re/insurance market is heavily involved in the public-private sector collaboration to close the "protection gap", in finding ways to optimise and extend the use of insurance and risk management capabilities to build greater resilience and protection for people, communities, businesses, and public institutions. This report represents the work of both ABIR and The Insurance Development Forum.

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